Capital & Liquidity Requirements Balance Sheet Optimization
The CLOUDecision platform enable community banks to capture CRE data points and perform capital and liquidity stress testing, loan portfolio analysis & stress tests, individual loan stress tests, board, management and regulatory reports and more.
CLOUDecision technology enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing and Capital Stress Testing at a significantly lower cost. Plus, it’s on-line and on-demand.
Key Features:

- Estimate Impact of Stress on Capital 
- Estimate Revenues and Impact of Stress on Earnings 
- Stress and Forecast Tier 1 Leverage Ratio 
- Compare Past and Future Balance Sheet and Income Growth 
- Perform Comprehensive Capital Planning 
- Maintain proper Capital Adequacy 
