Real Estate Lending for Community Banks

Community banks need to transform their outdated, costly and inefficient method of processing commercial real estate loans to a more efficient system that automatically ensures compliance every step of the way. Customizable, intuitive and collaborative, CLOUDecision’s CRE Origination Software provides financial institutions with an affordable alternative to current practices.

Implement Today’s Specialized Cloud Technology

CLOUDecision’s CRE Origination Software is comprised of a single platform which can be configured to provide a collaborative underwriting process that retains the personal touch neighborhood financial institutions are known for. Using cloud technology, CLOUDecision’s front-end mechanism is designed to increase productivity while ensuring that borrowers have a satisfactory customer experience.

Specifically Designed for Community Banks

CLOUDecision’s CRE Origination Software is built from the ground up addressing the unique challenges community banks face. A sample of key features lenders can take advantage of include:

• Fully comply with policy reinforcement, collateral valuation and other embedded parameters
• Credit documents produced in a single click
• Generate consolidated financials for both guarantors and borrowers
• Show impact of cap rates, vacancy rates and interest rates on DSC and LTV
• Provide complete property financial spreading and rent roll
• Stress testing and analysis of individual loans

Simple to Implement, Easy to Manage

CLOUDecision’s Commercial Real Estate Decisioning Software is configured to a community bank’s particular need. Origination timelines are significantly shortened and operating costs are reduced. Risks from non-compliance or borrowers with poor credit history are mitigated with the automated management of documents and workflow.

Ready to learn more about how CLOUDecision’s Commercial Real Estate Decisioning Software can make your community bank more competitive? Register for a free demo here.